Privacy Policy

Last updated: January 1, 2026

Macro Economic Indicators ("we", "us") respects your privacy. This policy explains what personal and financial information we collect, how we use it and the choices you have.

1. Information We Collect

• Contact details such as name, email, phone number and mailing address.
• Financial details you provide in applications, including income, employment, assets, liabilities and account information.
• Identifiers needed for verification, such as date of birth and the last digits of a Social Security number, collected only when required.
• Technical data such as device type, browser and pages visited.

2. How We Use Information

We use your information to evaluate requests for loans, insurance, payments, investments, home warranty and debt relief, to verify identity, prevent fraud, meet legal duties, provide support and send service updates.

3. Sharing of Information

Consistent with the Gramm-Leach-Bliley Act, we share nonpublic personal information only with lenders, insurers, processors and service providers who need it to complete your request, with regulators when required, and with your consent. We never sell your personal information.

4. Credit Reports

With your authorization, we may request consumer reports from credit reporting agencies in line with the Fair Credit Reporting Act. You may request a copy of any report used in a decision affecting you.

5. Marketing Choices

You may opt out of marketing emails at any time using the unsubscribe link. Opting out does not stop service or legal notices related to an active account.

6. Your Privacy Rights

Depending on your state of residence, including rights under laws such as the California Consumer Privacy Act, you may request access to, correction of or deletion of your personal information, and may opt out of certain sharing. Contact us to submit a request; we will verify your identity before acting.

7. Data Security

We use encryption, access controls and employee training to protect your data. No system is perfectly secure, so please contact us immediately if you suspect unauthorized activity.

8. Data Retention

We keep records for the periods required by financial recordkeeping rules, then securely delete or anonymize them.

9. Children

Our services are intended for adults. We do not knowingly collect information from anyone under 18.

10. Changes

We may update this policy and will post the new date above. Continued use of our services means you accept the update.

11. Contact

Macro Economic Indicators, 136 Madison Avenue, New York, NY 10016. Email: info@macroeconomicindicators.info

Terms and Conditions

Last updated: January 1, 2026

By using this website or our services you agree to these terms. Please read them carefully.

1. Nature of Services

Macro Economic Indicators connects clients with loan, insurance, payment, investment, home warranty and debt relief products offered by us and by third-party providers. Each product is governed by its own agreement, which prevails over these terms in case of conflict.

2. No Professional Advice

Website content is for general information. It is not legal, tax or investment advice. Consult a licensed professional before making major financial decisions.

3. Eligibility and Accuracy

You must be at least 18 and legally able to contract. You agree that all information you submit is accurate and complete, and that we may verify it with third parties.

4. Rates, Estimates and Approval

Calculators and sample figures are estimates only. Approval, rates, premiums and terms depend on credit history, underwriting and provider criteria and are not guaranteed until confirmed in a signed agreement. Where required, disclosures under the Truth in Lending Act will be provided before you commit.

5. Investments

Investing involves risk, including possible loss of principal. Past performance does not guarantee future results. Investment products are not bank deposits and are not insured unless expressly stated.

6. Debt Relief

Debt relief outcomes vary. Settlement or bankruptcy guidance may affect your credit and may have tax consequences. We do not promise any specific reduction of debt.

7. Electronic Communications and Signatures

You consent to receive notices electronically and to sign documents electronically as permitted by the Electronic Signatures in Global and National Commerce Act.

8. Acceptable Use

You will not misuse the site, attempt unauthorized access, submit false information or use our services for unlawful purposes, including money laundering or fraud. We may report suspicious activity as required by law.

9. Intellectual Property

All content, names and logos are owned by Macro Economic Indicators or its licensors and may not be copied without written permission.

10. Limitation of Liability

To the fullest extent permitted by law, we are not liable for indirect or consequential damages arising from use of the site or reliance on its content. Our total liability will not exceed the fees you paid us in the preceding twelve months.

11. Governing Law and Disputes

These terms are governed by the laws of the State of New York. Disputes will be resolved in the courts located in New York County, unless a separate arbitration agreement applies to your product.

12. Contact

Questions about these terms: info@macroeconomicindicators.info, 136 Madison Avenue, New York, NY 10016.